At DeptoFlow, your privacy is our top priority. We understand that financial data is highly sensitive, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our mobile application and website.

1. Information We Do Not Collect

Privacy Commitment: DeptoFlow does not read your personal SMS messages, link your bank accounts, or sell your data to third-party advertisers.

Unlike many other financial applications, we believe in minimizing data collection. We specifically do not:

Read your personal SMS messages.
Require you to link your bank accounts.
Sell your financial data to third-party advertisers or data brokers.

2. Information We Collect

We only collect the information necessary to provide and improve our services:

Account Information: If you choose to create an account, we collect your name and email address for authentication purposes.
Expense & Debt Records: All financial entries, category allocations, notes, and borrowing or lending transactions are stored strictly within your device's local memory. By default, this data remains localized on your device and is never sent to our servers. If you choose to enable the Google Drive backup feature, an encrypted copy of your local database is uploaded directly to your personal Google Drive account.
Device Contacts (Optional Permission): To manage borrowing and lending logs with friends or family, you can link transaction entries to specific contacts. You can choose to add contact names manually or select them directly from your device contacts. Selecting from device contacts requires granting optional contact list access permission. If granted, contact information is used strictly within the application on your local device. We do not upload, share, or store your contact lists on our servers.
Usage Data: We may collect anonymous analytics data (such as app crashes and feature usage) to help us improve the app's performance.

3. How We Use Your Information

Your information is used solely for the following purposes:

To provide, maintain, and improve the DeptoFlow app.
To provide customer support when you request it.
To sync your data across devices (only if you have enabled backups to your personal Google Drive).

4. Data Security

We use industry-standard encryption protocols to protect your data during transmission and storage. While no electronic transmission is 100% secure, we continuously update our security practices to protect your information.

5. Your Rights

You have full control over your data. You can at any time:

Export your data from the app.
Delete your account and all associated data permanently from our servers (via the app or our Data Deletion page).

6. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: privacy@depto.in